CPA Explains: How to E-File Form 1099-NEC in Minutes

1099-nec tax tips taxes

If you're a small business owner, freelancer, or side hustler, and you hired anyone to do work for you in your business, you might be required to file an IRS Form 1099-NEC. That’s for non-employee compensation. It can feel confusing. I get it—I’ve been there.

The good news is you don’t need to stress over this; you don’t need to decode the IRS website or hire an expensive accountant. You can actually do it yourself in minutes using simple IRS-approved software.

The software is Tax1099, one of my go-to tools for e-filing 1099s. And although this is sponsored by them, I wouldn't be making a YouTube video tutorial showing you how to e-file Form 1099-NEC in 2025 if I didn't fully have confidence in their platform.

Hi, I'm Noel Lorenzana. I'm a CPA with over 25 years of real-world experience. And if you're like me, you probably dread filing 1099s at the end of the year.

But don’t worry, I’ve got you covered.

In this blog post you’ll learn:

What Is Form 1099-NEC, and Who Must File It?
Who Doesn’t Need to File a 1099-NEC?
What You’ll Need Before You E-File (W-9, EIN, TIN, etc.)
When to File Form 1099-NEC: IRS Deadlines for 2025
Do You Need to File Form 1096?
Other Forms You Can File with Tax1099
DISCOUNT: Tax1099 Coupon Code 2025 (NOEL15)

If you want to skip straight to the step-by-step screen recording tutorial on how to e-file Form 1099-NEC electronically in minutes, you can watch the full walkthrough here:

Watch the full e-file tutorial on YouTube:
https://youtu.be/MGOHuh8v1E4

Sign Up Here (Use coupon code for 15% OFF): NOEL15
https://noellorenzanacpa.com/tax1099

Who Needs to File a 1099-NEC?

The 1099-NEC is a tax form used to report Non-Employee Compensation. If you paid a contractor, freelancer, or service provider $600 or more during the year in 2025, and they're not your employee, you probably need to file one.

For tax years 2026 and beyond, the threshold increases to $2,000, and for the years following, it'll be inflation adjusted.

Who Does NOT Need a 1099-NEC?

If you paid them by credit card, PayPal, or platforms like Stripe, you generally don't need to issue the form since those third-party platforms already report their own 1099 activity. Also, if their W9 shows their tax as a C-Corp or an S-Corp, then typically no 1099 is required.

The W-9 Matters

This is the form your contractor fills out to give you their name, address, and Taxpayer ID number, and it's what you'll use to complete the 1099-NEC. You don't send the W9 to the IRS, but you do need to keep it for your records. And Tax1099 lets you request it electronically right inside the platform — super helpful, especially if you forgot to get it earlier.

What You Need Before You File

You’ll need your business information—your name, EIN or Social Security number, and your address. You’ll need the contractor’s name, their tax ID number, and their address. You’ll also need the total amount you paid them, and if required, any state tax information as well.

Form 1099-NEC Filing Deadlines

The 1099-NEC is due January 31 after the year-end. That’s when it has to be filed with the IRS and sent to your independent contractor. So don’t procrastinate on this.

Do You Need to File Form 1096?

Form 1096 is the 1099 transmittal form, which summarizes all the 1099s you're filing for the IRS. If you're e-filing, you do not need to file Form 1096. That form is only required for paper filing, which is slow, inconvenient, and kind of old school anyway.

Other Forms You Can File with Tax1099

You can file other forms inside Tax1099, like 1099-MISC, W2s, 941 payroll forms, and more—all from the same dashboard. If you're running a business, chances are you'll need one of these at some point, so it's nice to have them in one place.

Final Thoughts: Make 1099-NEC Filing Easy This Year

Filing Form 1099-NEC doesn’t have to be stressful. Whether you're filing one form or a hundred, Tax1099 makes it fast and simple. It helps you avoid penalties, send professional forms to contractors, and stay on track with the IRS rules without needing an accountant.

And if you plan to file soon, don’t forget you can save a little cash by using my coupon code NOEL15 at checkout.

Sign Up Here (Use coupon code for 15% DISCOUNT): NOEL15
https://noellorenzanacpa.com/tax1099

If you have a question or you get stuck, go to the YouTube video and leave your comment there—I’ll do my best to help you free of charge as long as I have time.

Thanks for reading, and see you there!

About The Author

Noel Lorenzana is an Illinois-licensed, Registered Certified Public Accountant with over 20 plus years of experience.

Through his online educational content, YouTube videos, easy-to-understand courses and 1-on-1 consulting, he gives you the tools to become tax savvy for yourself.

Disclaimer: Any accounting, business or tax advice contained in this article, is not intended as a thorough, in-depth analysis of specific issues, nor a substitute for a formal opinion, nor is it sufficient to avoid tax-related penalties.